Under the Affordable Care Act, or Obamacare, health insurance companies can no longer deny a person coverage due a preexisting condition. This is good news for mesothelioma patients, but there are several options to consider.
It’s estimated that 20% of mesothelioma patients are uninsured, forcing them to pay their medical bills out of pocket or negotiate with the hospitals themselves. This is extremely expensive: medical bills for mesothelioma patients on average range anywhere from $150,000 to $1 million.
While it’s true that Obamacare makes it illegal for insurance companies to deny a person coverage because of a preexisting condition, it doesn’t necessarily mean that the care offered will be affordable. If a patient’s income is too high, they will not qualify for valuable health care subsidies, meaning they could be left paying outrageous insurance premiums for coverage.
However, there are other options available for some patients. Over 30% of all mesothelioma patients are U.S. Military veterans and can receive compensated treatment from the Veterans Administration Hospital. Click here to get free help filing a VA claim.
Additionally, mesothelioma patients can take advantage of legal options and available compensation. Companies who have knowingly exposed individuals to asbestos have set up trust funds for mesothelioma patients, totaling more than $30 billion. Click here to find out of you are entitled to trust fund compensation.